Pradhan Mantri Awas Yojana online Application form 2016
Pradhan Mantri Awas Yojana has already been declared by the PM Narendra Modi in the year 2015. The project has already been started in several parts of the nation as well. It is high time when people can easily apply for the loan under PMAY project to get their dream houses. All the national banks and some of the private banks like Axis and ICICI are giving away the loan application forms to apply for the home loan under PMAY.
- Banks rules
According to the PMAY guidelines all the nationalized banks are eligible to give away the home loan under PMAY scheme. However all the branches from the same banks are not eligible to sanction the loan amount, it is recommended to confirm about it before you opt for loan from your branch.
Obviously the rules for taking loan from different banks are different. As for example here is the link for application loan in Bank of India.Also along with the duly filled application form one needs to produce a declaration form to apply for the loan from Bank of India. To know about the declaration and loan application of your bank you can visit your branch and enquire about it.
PMAY –Model Of Loan application Form
If you wish you can download the model application form for the PMAY home loan. It is available in the official website of Indian Banks’ Association.
The above image does not show a real loan application as it does not have any Bank’s name or authorization seal. This is just a model one which you can download and see what details you may need to apply for the house loan under PMAY.
Documents needed for PMAY –
|Proof Details||Documents Needed|
|Application form (duly filled)|
|ID proof||PAN card/Voter card/Aadhaar Card/ Driving Licence/ MNREGA no./Any other number allotted by the Government|
|Category proof||SC/ST/OBC certificate|
|Address proof||Voter/Aadhar card/Electricity bill/House Tax bills|
|Income proof||Pay slip/ Salary certificate/ Other income|
|Service/Business||Nature of business/self service/trade licence|
|Income tax proof||Form 16/ current IT return|
|Bank account||Last 6 month bank statement|
|Construction||Approved plan of construction, cost of construction/Extension/Re-construction, expected life of the construction, agreement with developer, NOC from housing society|
|Property documents||Letter of allotment of property (Area and location)|
|Payment||Receipt of advance payment paid to developer|
|Beneficiary document||Letter which states that the beneficiary/Co-beneficiary does not own pucca house anywhere|
|Building/ Flat/ Area||Affidavit confirming that building/flats are built in authorized area.|
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