Eligibility Criteria under the Pradhan Mantri Awas Yojana

Eligibility Criteria under the Pradhan Mantri Awas Yojana

The programme is mainly aimed towards those who belong to the backward classes, especially the SC/STs and the Economically Weaker Section (EWS) of the society. Therefore the eligibility criteria for these are extremely relaxed – you will however have to provide proof that you belong to these minority communities. The programme (Pradhan Matri Awas Yojana) is also aimed towards providing better aid to women irrespective of their castes.

Eligibility Criteria under the Pradhan Mantri Awas Yojana

  • Eligibility Criteria under the Pradhan Mantri Awas Yojana

So the first three criteria for eligibility are:

  • EWS: You have to provide enough proof that you belong to the economically weaker section of the society. How will the government define EWS and LIS categories? There are specific criteria listed to distinguish you belong to the EWS category. Households with an annual income Up to Rs. 3 lakh will be defined under EWS.
  • LIG: LIG or Low Income Group people are also eligible to get benefits under PMAY. To be classified under LIG you will have to prove that your annual household income is between Rs. 3lakh and 6 lakh.
  • MIG 1: Medium Income Group 1, a person earning leass then rs 12 lakhs per year. He/she can get loan upto rs 9 lakhs.
  • MIG 2: Medium Income Group 2, a person earning less then rs 18 Lakhs. He/She can get loan upto rs 12 lakhs.
  • Minority Groups: The persons belonging to the minority communities such as the SC/ST or OBC, will have to provide adequate provide their caste certificates to enlist themselves for PMAY.
  • Women: Women who either belong to the minority communities or EWS or LIG will also be considered eligible for PMAY.
  • Other clauses of Eligibility

Although there are no strict regulations , if the beneficiary is a family, then the family must comprise of a husband, a wife and children who are unmarried. This is the basic criteria for acting as a beneficiary.

A beneficiary of this accord should not own any Pucca house in either his or her name or in the name of their family members.

  • What each category is eligible to receive?

The LIG category is eligible is to receive assistance only under the CLSS component of the mission, while EWS is eligible to receive assistance under all the four stages. It must be noted that the State/UTs may redefine the annual income limit as per the needs of the local residents.

According to a component of the scheme the carpet area of the houses being made for the EWS would be of about 30 sqm while the carpet area for the houses being made for the LIG will be of 60 sqm. For MIG 1 it will be 90sqm and MIG 2 110 sqm.

  • Let’s take a quick recap about all the things we learnt about PMAY’s eligibility:
Serial No. Things in question Points to be noted
1 Eligibility to act as a beneficiary

 

Since the economically backward sections of the society and women are being targeted through this scheme, they have been given priority.
2 Main Criteria for eligibility

 

You will need to belong to Economically backward calls, lower income group, or minority community to get the benefits. Women of lower castes will also be addressed through this system.
3 Other clauses of eligibility

 

You can be a beneficiary with a family and children (unmarried). Your age must not exceed 70 years. Also, you should not have any Pucca house under your own name or in the name of any of the members of your family.
4 What each category is eligible to receive?

 

EWS will receive houses with 30 sqm carpet area while LIG receives that of 60 sqm.

Other Article :

  1. Pradhan Mantri Awas Yojana Gramin (Rural Housing Scheme)
  2. Pradhan Mantri Awas Yojana Phase 1 2 And 3

5 comments

  1. I want this scheme. Our household income is low. we belongs to LIG group.

    LIG: LIG or Low Income Group people are also eligible to get benefits under PMAY. To be classified under LIG you will have to prove that your annual household income is between Rs. 3lakh and 6 lakh.

  2. plzz give any important notification regarding this yojana on my email address

  3. I want the detail of scheme PMAY:
    1. How to get the preject registered with Govt Dept by the builder
    2. Detail of respective dept with Mail id & Contact detail in respective states like Navi Mumbai Maharashtra,
    3. How to apply by an individual for availing the benefits : like detail of authority, Form to be filled up, Any help line to get the detail.

  4. I am from OBC caste, annual income is below 150000/-, how can I apply for this scheme?

  5. I am a defense employee. I belongs to obc category. My annual income is between 3-4 lakhs.I’m the only income source of my family.my family belongs father ,mother,younger brother and grand mother. I am 25 yeras old.can I apply for this scheme?

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